Sarah Banner SARAH Financial Solutions

About Us

Sarah Financial Solutions will provide the services to its valuable customers a variety of loans from all MNC and Nationalized banks that will suits their needs. At Sarah Finance you are sure to find a loan product that is just meant for you. We serve loans in various denominations so that you can pursue your dreams of buying a car, a home or home renovation, send your child abroad for higher education, marriage in your family etc.

You can also avail our loan facilities through the internet by providing few basic details and our representative will promptly respond to your query for getting a loan.

No matter what be your need, our liberal criteria for loan application processing will see to it that your application is processed in minimum time and in a hassle free manner.

We are in to service provider of banks, and we started this orgaanisation on 2010. and we are giving best service in the market. we proud to tell that we have thousands of clients happy with our service. We provide the service according to customer reqirement, and we will help to fullfill there reqirement according to there eligebility. We have good team to improve our sales and services. We also sugiest to our clients to keep the CIBIL records clean and also we sugiest the clients how they can mange the CIBIL records.

Today there are many lenders in the market. Every bank is offering loans Whether it’s a nationalized bank, private bank or foreign bank each of them is there in the show. Every bank offers different personal loan rate andhome loan rate according to the profile of the customer. So, before finalizing a deal one should consider deals from various banks and than come to a conclusion. And aware of the fact that some people might mislead you by charging high rate of interest at reducing rate and might inform the same at flat rate of interest. So, its always advisable to check full detail with the banks and do better comparison in respect of EMIs , Tenure and rate of interest and keeping tenure as constant with all the banks will ease your comparison and will result in better analysis, finally leading to a prudent decision.

Main Benefits

(1) Check your reimbursement power (EMI) :

You repay the loan in equated monthly installments, or EMI, consist of principal as well as interest as its constituent. Since you pay an equal amount month after Month, these payments are called equal monthly installments. The EMI depends on the amount of the loan, the interest rate and the term of the loan. It Is an unequal combination of principal repayment and interest cost every month. In the Beginning bank recovers their interest payments and gradually more of the principal repayment by the end of the loan tenure. EMI amount should range maximum to the 40% of your monthly income. One should consider offers from various banks as it may differ from one bank to another bank. Your involvement into the process might end up in a win- win situation for you.

(2) Tenure:

It’s one of the most important factors that one should keep in mind while taking loan. It refers to the no. of years for which the loan has been taken. Longer the tenure higher will be the interest paid and lower will be amount of EMI to be paid and vice-a-versa. It is one of the parameters which helps in comparing the EMIs from different banks keeping it constant for relationship and easing the judgment.

(3) Loan Disbursal Time:

Loan disbursal time is the period in which loan is processed and the customer receives the demand draft from the bank. Disbursal time differs from one bank to another bank. Its an important factor because there is always a reason behind taking a loan if the opportunity of that objective is lost than its of no use better ask your bank the Turn Around Time and take the loan considering your urgency or better plan it in advance.

(4) Processing Fee, Administrative Charges & Pre-Payment Charges:

When you Borrow, Your loan carries other charges as well apart from interest that may include Processing Fee which bank charges to process your file and pays to the processing hubs, charges may vary from 1-2% of the loan amount sanctioned by bank. Besides this there is Pre-Payment Charges also which loan carries for the Pre-Closure of the Loan it’s always advisable to take loan which has no penalty for the pre-closure of loan because it might happen in the long-run you have enough money to pay your debt and thereby save interest on the same else you can have the opportunity to get your loan transferred at low rate of interest.

(5) Insurance Facility:

Some bank offers insurance facility by charging small amount of premium which is added to the EMI paid for the loan amount and the person is insured for the amount he has taken loan and incase something unexpected happens. Assured amount will be given to the bank without burdening the members of the family.



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